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Residential Roofing

Residential Roofing, Morehead City NC

Residential roofing contractors you can trust

There is a host of reasons you might need a roof repair or roof installation at your home. Many of them — water, wind, or hail damage, for example — are a headache for homeowners. American Values Contracting knows that, which is why our goal is to address residential roofing needs in a way that makes it easiest for you, our valued customer.

Weather in eastern North Carolina can be unpredictable. Thunderstorms can pop up at any time and produce hail. High winds and even tornados are consistent concerns for homeowners. Hurricane season can also be disastrous. You need a team of local roofing contractors you can trust to respond fast and do a quality job.

Our residential roofing contractors pride themselves on responding quickly to your roofing needs, especially in an emergency. You can get a local roofer out to your home fast.

Making the process easy

We do everything in our power to make the process smooth. We use specialized software required by insurance companies to get claims through faster and save you as much money as possible.

We know residential roofing trouble can be frustrating. The objective at AVC Roofing is to ease that as best we can. We work with you every step of the way so any roof repairs you need can be completed with as little stress on you as possible.

How do you know you can trust AVC Roofing:

  • GAF Certified — GAF is the largest manufacturer of roofing supplied in North America. Certification means our roofing contractors are trained in installing GAF products.
  • IBHS Fortified Roof Certification — This certification from the Insurance Institute for Business and Home Safety means we go above and beyond typical building codes so our roof work will stand up to all kinds of inclement weather.
  • CertainTeed Select Shingle Master — This is the top roofing credential issued by CertainTeed. It “represents the highest standards of excellence, quality and knowledge in the shingle roofing industry.”
  • Metal Roofing Certified Installer — In addition to shingle roofing, we offer services for metal roofs. Our local roofing contractors are certified in their installation, as well.

We offer a three-year warranty on all of our residential roofing work. That’s how confident we are!

How do you know you need roofing work?

  1. Energy bills are rising
  2. Shingles are missing or curling
  3. Visible weather damage
  4. Roof is sagging in areas
  5. Noticeable mold on the roof

Hire a roofing expert

AVC Roofing is equipped to handle any and all problems with your home’s roof. No job is too tough for our residential roofing contractors. Our certifications coupled with our warranties show that we believe in the work we do! If that’s not enough, look no further than our exceptional rating with the Better Business Bureau!

Our goal is to provide you with top-quality roofing repairs while making the entire process as simple for you as possible.

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Working with you to make insurance claims easy

Storm damage to your roof and home can be a frustrating and scary experience. That’s why AVC Roofing prides itself in responding quickly when you reach out to us and streamlining the insurance claim process.

Your first step: file a claim

Your first step after giving us a call is to find your homeowner’s insurance policy information. From there, reach out to your insurance provider to file a claim. The process has gotten easier over the years thanks to online portals and apps.

You will also need to notify your mortgage company. They need to sign off on the check from your insurance company because they hold your home as collateral against your loan. Your mortgage company wants your home to be fixed just as much as you do!

What is an adjustment?

Your insurance provider will assign an insurance adjuster to your claim once it is notified. This person, who is often a private contractor working on behalf of the insurance company, will make an appointment to come by and evaluate the damage to your home and what it will take to repair it.

AVC Roofing’s contractors know how to work with these adjusters. There are plenty of intricacies to repairing storm damage to a roof. We will ensure your insurance adjuster doesn’t miss any of those fine details. We will also make sure your house is up to code.

Our team and the insurance adjuster will hash out a fair agreement for all parties. You should get a summary of your insurance claim about a week after that. Then it’s time to get to work.

What is recoverable depreciation?

Your house and everything inside it may decline in value over time. That’s depreciation. Investopedia gives the following example for calculating recoverable depreciation: Let’s say you bought a $3,000 refrigerator that is expected to have a 10-year lifespan. Divide the $3,000 by its 10-year life expectancy and you can figure it depreciates by $300 every year.

Insurance claims generally reimburse homeowners for the actual cash value of what was damaged. ACV is calculated by taking the cost to replace, in this case, the refrigerator at its pre-loss condition and subtracting the depreciation. So if you’ve had the refrigerator for four years, the ACV is the $3,000 you paid for it minus the $1,200 depreciation ($300 per year for four years).

If your insurance policy has a recoverable depreciation clause, then you’re able to claim the differences as recoverable depreciation. In this case, it’d be the $1,200.

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